Why? When you consider how hard you have worked to earn your vacation, purchasing Travel Insurance is a small price to pay to protect its value. In fact, travel insurance typically averages just nine percent of the cost of your trip and can more than pay for itself when it comes to salvaging a vacation where canceled flights, missed cruise ships or other unexpected events occur. Travel insurance is essential for smart travelers who want the peace-of-mind knowing their financial investment is protected. There is coverage and protection for many things that occur before and during your trip, including:
Cancel Before a Departure - or you need to cancel for any reason
Trip Delay - if you miss your air, tour or cruise departure-- or even a connecting flight
Trip Interruption - if you have to leave your vacation unexpectedly
Flight Cancellation - if the airline cancels your flight
Baggage Protection - for delayed, damaged or lost luggage
Emergency Medical - accidents or an unexpected illness
Lori can explain the types of coverage and help you choose the insurance package that will compensate you if your vacation happens to be not quite a dream come true.
"Oh, no thank you, I already have coverage through my credit card"
Probably not like you think. If you believe your credit card will offer protection like a travel insurance policy would you could be in for a rude awakening if your trip goes awry. While many credit card programs do offer some sort of 'travel insurance' it is not comparable to a true travel protection plan. It is important to be aware what your credit card offers in terms of cancellation, travel delays, medical expenses and death benefit in comparison to a travel insurance policy offered by the supplier or travel consultant. You need to perform due diligence, contact your credit card to inquire about the coverage it will provide, especially if you are traveling outside the USA.
All Silver Star Travel clients who decline protecting their vacation investment will be asked to sign a waiver assuming any financial loss associated with your travel arrangements, including any expenses incurred as a result of being unable to travel, injured during travel or travel disrupted for any reason.
Silver Star Travel is not a registered insurance agent and can not legally provide specific advice or information regarding insurance. If you have questions about your travel insurance policy or quote, please contact the company directly.
Lori Woodfield is an independent contractor with WorldClass Travel Leaders. Through their network affiliation with WorldClass Travel Leaders, Silver Star Travel, LLC is associated with the American Society of Travel Advisors (ASTA) and Cruise Lines International Association (CLIA).